Regional Hero's Cash Benefit Card.

The HERO Card is a digital Mastercard debit card that allows companies to offer tax-free benefits easily and flexibly. Employees thus receive tax-free subsidies for benefits in kind, mobility, food and health. Everything bundled on one card, individually configurable and implemented in a legally secure manner.

Employees simply pay on a daily basis. Locally in your favorite café or nationwide in supermarkets, pharmacies or public transport.

The HERO Card bundles four tax-free benefits on one card. In this way, different areas of life can be flexibly covered:

• HERO Base: Up to 50€ per month for tax-free benefits in kind, redeemable at the supermarket, at a bookseller or at your favorite café
• HERO Eats: Up to €7.50 per working day for digital meal subsidies, upload a receipt and receive a subsidy
• HERO Ride: Up to 58€ per month for public transport, job ticket or bike leasing
• HERO Care: Up to 500€ per year for health services, prevention and wellness offers

All amounts are neatly separated from each other for tax purposes. This saves HR time, secures resources and ensures maximum compliance.

With an allowance, only the portion that is below the limit remains tax-free. The overlying portion is taxed normally. With an exemption limit, on the other hand, the entire tax exemption ceases as soon as the amount is exceeded.

The HERO Card takes these differences into account. Each benefit is correctly classified for tax purposes, automatically monitored and remains legally secure within limits.

To order the Regional Hero Card for your company, please use the contact field on our website to make an appointment with us. In an online meeting, we will discuss the requirements and the desired number of cards for your employees. As soon as the cards have been ordered, your employees will receive the physical card by post or the digital card via email. The Regional Hero Card is activated via the corresponding app. Your employees must download the app on their smartphone and log in with their personal details. They then enter the activation code that they received with the card. After successful activation, the card is ready for use and the credit can be used at participating stores and service providers. The app also provides an overview of the current balance and the option to view transactions.

Employees automatically receive their budget on the HERO Card every month. When paying, the card uses the merchant data to identify which benefit the issue is assigned to. HR doesn't have to check receipts or manage balances manually.

Everything is digital, tax-compliant and automatic. And if any questions do arise, our support team will help you personally.

The Regional Hero Card contributes to the sustainability and strengthening of the local economy by allowing employees to spend their tax-free credit with regional businesses and service providers. In this way, the money flows directly into the local economy, which helps to secure jobs, support local companies and strengthen purchasing power in the region. By specifically promoting the local economy, sustainability is improved as transport routes are shorter and local resources are used. These results in a reduction in the ecological footprint. In addition, the Regional Hero Card promotes awareness of the importance of the local economy and the benefits of shopping with regional suppliers. By combining tax-free benefits for employees and supporting regional companies, the Regional Hero Card helps create a sustainable and economically strong community.

Minimal. The HERO Card is built in such a way that it fits seamlessly into existing HR processes. Employers determine which benefits should be granted once, after which everything runs automatically.

The HR portal offers real-time overview, export functions for payroll and full control over all budgets. No stand-alone solutions, no Excel lists, no uncertainties. Just start and save time.

Unused amounts automatically expire at the end of the month and are not carried over to the next month. As a result, tax-free limits are maintained.

Employees can see their current budget in the app at any time. Companies avoid queries and do not have to worry about remittances.

Yes The HERO Card is suitable for every size of company, starting with the first employee. Smaller teams in particular benefit from the simplicity, time savings and the ability to flexibly manage benefits as required.

Whether you're a start-up, a family business or a growing team, the HERO Card makes tax-free benefits accessible, efficient and personally tangible.

Yes The HERO Card meets all legal requirements for tax-free benefits in kind in accordance with Section 8 (2) EStG. All tax benefits are clearly separated from each other and are presented exactly in accordance with the current requirements of the Federal Ministry of Finance.

The HERO Card is based on a sub-ledger model that records and documents each benefit individually. This creates security for companies, simplifies payroll and protects against back payments during tax audits.

In short: The HERO Card is tax-compliant, digitally implemented and is recommended by tax consultants and auditors.