More salary with just a few clicks:
Tax-free allowances for employees
Discover how you can benefit from tax-free subsidies as an employee and supplement your income with the Regional Hero Card.
Maximize your income and support the local economy
More salary and financial freedom
In times of inflation, the energy crisis as well as the continuously increasing cost of living, the financial burdens are clearly noticeable for each of us. This makes it all the more important to pay attention to financial advantages. Tax-free allowances offer you the opportunity to supplement your salary and give you more financial freedom without burdening your employer with additional taxes.
Support the local economy and discover new favorite places
The Regional Hero Card gives you the chance to support your region and its local businesses. You have the freedom to make purchases at all acceptance points where Mastercards are accepted - at any time and in your own defined two-digit zip code area. In addition, the Regional Hero Card offers the option to donate your balance to charitable organizations in your region. Take advantage of your opportunities to consume sustainably and regionally, discover new places and strengthen the regional economy in the process!
Unleash the potential of your region!
Say goodbye to restrictions and hello to a world of possibilities where your employees enjoy even more flexibility and convenience when spending their allowances.
With our debit card, you can store at a variety of stores in the region, not only boosting the local economy but also strengthening the sense of community.
Whether you're just grabbing a coffee, buying groceries, or treating yourself to a little shopping spree, you can easily support local merchants with our Regional Hero Card. Join us and unleash the true buying power of your region!
Regional Hero - Working together to leverage tax-exempt grants & strengthen local diversity!
Regional Hero wants to contribute to a sustainable city life. We want to contribute to a more efficient use of existing resources and to a stronger involvement of regional actors. We want to make it easy to participate.
Together with you, we want to strengthen the local economy and force a return to sustainable consumption in modern urban society.
To this end, Regional Hero has built up regional digital networks of retailers, restaurants, personal service providers, as well as residents and local employers.
Discover your region as a Regional Hero
The Regional Hero Card is the perfect solution for employees to receive tax-free subsidies from their employer in an uncomplicated way.
With the Regional Hero Card, you can discover and conveniently use the diverse local offerings in your region. The card can be used at all points of acceptance where Mastercards are accepted.
Advantages that will inspire you!
Enjoy tax-free allowances, effectively saving on your monthly expenses.
Our non-cash benefit card meets all legal requirements for non-cash benefits and gives you legal security.
The innovative look and feel of our map and the user-friendly app provide a modern user experience.
Order your card in just a few clicks and enjoy easy top-up and management via the handy app.
Your Regional Hero Card can be used anywhere in your region where Mastercards are accepted, so you benefit from maximum flexibility.
The Regional Hero Card allows you to consciously support regional companies and thus promote sustainable consumption.
Flexible modules for your tax-free benefits in kind
600 €
Per year andEmployee
Did you know that 600€ per year and employee:in are exempt from income tax and social security?
That is 12 x 50€ tax-free benefit in kind per month and employee.
180 €
Per year andEmployee
Did you know that € 180 per year
and employee:in may be given away additionally tax-exempt?
That's 3 x 60€ for personal occasions like birthday or anniversary.
10.000 €
per year and employee:inDid you know that you can give your employees up to 10.000€ per year as a lump sum?
The perfect means to distribute a bonus or commissions.
Convince your employer of a salary increase for you and your colleagues that only minimally burdens your company!
Secure yourself and your colleagues 780 euros per year tax-free - with the Regional Hero Card, which promotes local businesses in your region!
1. up to 780 Euro extra for you per year
Your employer has several possibilities to supplement your salary tax-free. For example, he can do this on special occasions, 3 times a year with an amount of up to 60 euros. And it gets even better, because you don't necessarily need a special occasion to support your employees financially and tax-free. With a tax-free benefit in kind of up to 50 euros per month per employee, your employer can permanently take over part of your bills.
2. low effort
Sounds like extra costs and a lot of effort? That's right! But it only sounds that way, because the Regional Hero Cards can be ordered with just a few clicks, loaded just as quickly and are ready for you to use at least as quickly, because no voucher activation is necessary! The card is available physically and digitally and the free Regional Hero Discovery App is not only fun, but also clearly shows you all acceptance points and allows you to pay or top up your credit at the same time!
3. new inspirations and favorite places
You certainly have stores and restaurants that you love to visit. As long as they accept credit card payments, you can always use your Regional Hero Card. If they don't, don't worry. Thanks to our handy Mastercard, you're sure to discover plenty of new places in your region that will leave no wish unfulfilled and take your regional shopping experience to a new level.
With the Regional Hero Card, you decide where your benefit ends up!
Problem
Markus, a dedicated employee of a medium-sized company, saw potential in the benefits offered by his company. However, his colleagues made only limited use of them because they were not tailored to the individual preferences of all employees. For example, the company offered monthly massages and sports activities, which were not appreciated by all employees.
Goal
Markus' goal was to find a more flexible solution tailored to the individual needs of each employee. He was looking for a way to convince managers of such a personalized and effective idea.
Solution
Markus came across the Regional Hero Card and recognized the advantages of tax-free employer subsidies. He talked to his superiors about introducing the Regional Hero Card and was able to convince them of the positive effects in terms of employee satisfaction and loyalty. Now, each employee can decide for themselves how to use the additional €50 per month - whether for sports activities, shopping, or restaurant visits with friends.
Don't miss out on the benefits of tax-free grants
As an employee, it is important to recognize and use the potential of tax-free allowances. They offer you financial relief and ensure that you end up with more net income. The Regional Hero Card allows you to take advantage of these benefits in the most convenient way possible and to make your commitment to the company visible. By taking advantage of the tax-free subsidies, you also promote sustainable and regional consumption and support your local economy. Take the opportunity to make your workday more enriching and fulfilling and talk to your company about introducing the Regional Hero Card!
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Frequently asked questions about tax-free allowances for employees
How do tax-free allowances for employees work?
Tax-free allowances for employees are financial benefits from employers that are not considered a regular salary and are therefore not subject to wage tax. In addition, no social security contributions are due. The allowances can be offered in various forms, such as benefits in kind, meal vouchers or allowances for travel expenses. Certain legal regulations and allowances apply, which must be observed to ensure tax exemption.
Employers benefit from the possibility of tax-free allowances, as they can offer their employees attractive additional benefits without having to pay additional tax or social security contributions. Employees, in turn, receive additional financial benefits that increase their net disposable income and thus increase the scope for personal spending. This can help improve employee satisfaction and retention in the long term.
The Regional Hero Card is a particularly practical way to offer tax-free benefits to employees while supporting the local economy. The card can be used throughout the region, for online marketplaces, and anywhere Mastercards are accepted, allowing workers to benefit from a variety of offerings.
What are the types of tax-exempt grants?
There are several types of tax-free allowances for employees:inside. Some of the most common are:
- meal vouchers or meal subsidies: Employers:in can offer tax-free meal allowances to their employees:in. These can be issued either as vouchers for restaurants or canteens or as direct subsidies for food. The Regional Hero Card can be used as a practical solution to make local dining options available to employees.
- Travel allowances: Employers can offer their employees tax-free subsidies for using public transportation or carpooling. This can help increase employee mobility while reducing environmental impact.
- Training and development grants: Employers can offer their employees tax-free grants for professional development and skills training. This can help to increase the expertise of employees and enhance the company's attractiveness as an employer.
- Grants for health measures: Employers can offer their employees tax-free subsidies for health-promoting measures, such as gym memberships or courses on stress management. Here, too, the Regional Hero Card offers the ideal opportunity to make uncomplicated use of local health and wellness offers.
What are the allowances for tax-free grants?
The amount of allowances for tax-free grants varies depending on the type of grant and the applicable legal regulations. It is important to keep track of the current legal regulations and allowances to ensure that the grants remain tax-free. Here are some examples of allowances in Germany:
- Meal allowances: Employers can provide tax-free meal allowances to their employees if they meet certain requirements. The tax-free allowance for meal vouchers is 6.90 euros per working day, with the employee having to make a small personal contribution. In this context, the Regional Hero Card can act as a flexible solution that promotes the use of regional meal options.
- Travel allowances: The tax-free maximum limit for travel allowances is 30 cents per mile of distance between home and work. These allowances are applicable to both the use of public transportation and carpooling.
- Continuing Education and Training Allowances: As a rule, there are no fixed allowances for continuing vocational training and qualification. As long as the measures are in the company's interest and are relevant to the professional activity, these allowances are generally tax-exempt.
- Allowances for health measures: There are also no fixed allowances for health measures. However, the tax-free allowances must be granted as part of the company's health promotion activities and may not exceed an amount of 600 euros per year and employee.
The monthly accounting of the Regional Hero Card makes it easy for employers to keep track of all payments and ensure that all allowances are observed and correctly accounted for.
What are the requirements to receive tax-free grants?
In order to receive tax-free allowances, both employers and employees must meet certain requirements. Here are some basic requirements:
- The allowances must be paid in addition to the salary that is owed anyway. This means that they may not be paid in lieu of a portion of the regular salary.
- The allowances must comply with the legal regulations and allowances. As mentioned earlier, allowances vary depending on the type of allowance and applicable regulations.
- Allowances must be properly reported and documented in payroll.
- Allowances must be in the interest of the business and not solely for private purposes.
It is important to follow applicable rules and regulations when providing tax-free allowances to avoid potential tax disadvantages. The Regional Hero Card can help to easily and effectively integrate tax-exempt grants into employers' offerings by both meeting legal requirements and supporting regional offerings.
How do tax-free subsidies affect social security contributions?
Tax-free allowances may also have an impact on social security contributions. In many cases, these allowances are not only tax-free, but also exempt from social security contributions. This means that they are not included in the calculation of contributions to health, pension, unemployment and long-term care insurance.
However, it is important to note that this is not always the case. In some situations, tax-free allowances may still be subject to social security contributions. This depends on the type of allowance, the legal regulations and the individual circumstances.
One example of this is meal vouchers: although they are tax-free, they are subject to social insurance contributions if the employee receives them under a non-cash remuneration scheme. In this case, employers and employees must pay social security contributions on the value of the meal voucher.
To ensure that tax-free allowances are handled correctly, it is advisable to consult a tax advisor or payroll expert. These professionals can help understand the applicable regulations and avoid potential errors when accounting for taxes and social security contributions. The Regional Hero Card offers employers a particularly flexible option for providing tax-free subsidies in accordance with the applicable regulations and promoting regional services at the same time.
