mastercard
Mastercard is not only our long-standing partner, but also one of the largest international payment card companies. HERO Card zur Verfügung und sorgt dafür, dass Mitarbeitende flächendeckend mit ihrer Sachbezugskarte zahlen können.
We develop state-of-the-art benefit solutions for companies of all sizes. Security is our top priority.

Mastercard is not only our long-standing partner, but also one of the largest international payment card companies. HERO Card zur Verfügung und sorgt dafür, dass Mitarbeitende flächendeckend mit ihrer Sachbezugskarte zahlen können.


Berliner Sparkasse is Regional Hero's house bank. As a company, it is important to us to actually live up to our mission to strengthen our own region. The Berliner Sparkasse supports a wide range of projects, associations and initiatives in the fields of art, culture or sport — just like us.
Banking Circle is a fully licensed European bank. Our customer funds areheld securely and independently with Banking Circle in dedicatedsafeguarding accounts. This keeps us compliant with the EU E-MoneyDirective.


SWAN is the leading European provider of embedded banking features and our partner from the very beginning. The innovative company from France is responsible for ensuring that our Regional Hero Cards meet the highest security requirements and reach our customers both as a classic card and digitally. In addition,
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The balance on your Regional Hero Cards is held strictly under the EUE-Money Directive (EMD) in dedicated safeguarding accounts with Banking Circle, a fully licensed European bank. Funds in safeguarding accountsare not part of the issuer's insolvency estate and are thereforeprotected from third-party claims.
Regional Hero's benefits in kind have been audited several times by various tax offices across Germany. You meet all requirements for compliance with Section 2 paragraph 1 number 10 ZAG and are therefore suitable for use in companies to pay out benefits in kind and benefits.
Regional Hero and our partners act exclusively within the framework of the legal framework of the Federal Republic of Germany and the European Union. In addition to tax requirements, this also includes Payment Services Supervision Act (ZAG for short) as well as that Money Laundering Act (GwG). In this way, we ensure that companies act in accordance with the law when using our benefit solutions.
Our customer data is encrypted several times and stored exclusively on German servers in Frankfurt. We take data protection extremely seriously. The details are in our privacy policy to find.
Our Regional Hero Card meets all criteria that must be met for issuing vouchers and bank cards. Our technical infrastructure has been tested by public sector security experts and is used by federal companies.HERO Card erfüllt alle Kriterien, die für die Ausgabe von Gutscheinen und Geldkarten eingehalten werden müssen. Unsere technische Infrastruktur wurde von Sicherheitsexperten der öffentlichen Hand geprüft und ist bei Bundesunternehmen im Einsatz.

The Regional Hero Card, which HERO Card, die Payment card in kind by Regional Hero, is not just a innovative and flexible solution when it comes to Payments in kind are simple and tax-compliant to bring to employees. Of course, it also meets all criteria of Section 2 paragraph 1 number 10 ZAG.
The card itself has No own IBAN and is technically limited so that it can only be used by certain retailers or for certain product groups (controlled loop).
Withdrawal from ATMs or supermarkets is just as excluded as using the card when gambling.
During the initial setup, the company decides to which acceptance points or product groups should restrict the use of the cash purchase cards. This not only ensures tax exemption, but also ensures legal compliance.


